Morning. Nothing major overnight.
One thing: Agent wallet 3 spent $214 on APIs yesterday — 2.3× its 30-day average. Most of it went to one new counterparty. Want a breakdown?
Private beta · Telegram
Your financial employee on-chain.
Luca watches your wallets, keeps your books, remembers your financial context, and tells you what matters.
No dashboard. No app to check. Luca lives in your chat and gets sharper about your money every week.
- Read-only
- No keys
- No signing
- Base today
Lucaonline
0x3f9c…a1e7
This is our ops wallet. What does the last month look like?
Went through the last 30 days — 147 transactions.
- Cash
- $8,420 USDC
- Revenue
- +$4,810
- Expenses
- −$1,940
- Gas
- −$83
- Internal
- $6,200
- Unknown
- $410
Three things need your attention:
- $620 to a counterparty you’ve never paid before
- Spending is 1.8× your normal weekly rate
- 4 transactions still need context
Illustrative example.
01 — Books
Luca knows what the money means.
Every transfer gets sorted into the categories an operator actually thinks in — and Luca tells you why. What it can’t work out, it asks you about instead of guessing.
- +$1,2000x4a1e…c09bPays on the 3rd every month. Customer.
- +$840x402 · api.relayUsage payments for your agent’s API.
- +$5000x77d0…19faYou told me in August this is a client.
- −$6200xb3c2…7d41Inference provider. First payment — flagged.
- −$4000x2e8a…f310Hosting. Same amount as the last 5 months.
- −$214x402 · 9 servicesYour agent paying for APIs.
- $3,000→ 0x91d7…4e20Your treasury wallet. Not counted as spend.
- $5,000Ops → Agent wallet 3Both wallets are yours. Moves, not money in or out.
- $1,200Agent wallet 3 → OpsSweep back to ops.
- −$8365 transactionsTracked separately so it never hides inside expenses.
- $4104 transactionsNot enough context yet. Luca will ask — once.
02 — Memory
Correct Luca once. It remembers.
Tell Luca a wallet is yours, an address is a client, a payment was a refund. It fixes the books and carries that forward — this week, next quarter, every time.
LucaTue 10 June
That $3,000 wasn’t an expense. 0x91d7…4e20 is our treasury wallet.
Got it. Moved $3,000 from Expenses to Treasury and marked 0x91d7…4e20 as yours. Transfers to it won’t count as spend from now on.
$5,000 went to 0x91d7…4e20 overnight.
That’s your treasury wallet — you told me in June — so it’s booked as Treasury, not spend. Burn this month is unchanged.
👍
03 — Briefs & alerts
Luca speaks first.
You don’t check on Luca. It checks in with you — a short brief every morning, and a message the moment something matters.
Treasury dropped below your $5,000 floor 18 minutes ago.
Now: $4,612 USDC
Largest move: $1,400 → 0x71a2…e03c (unknown)
I’d review this one.
Last week: revenue +$3,920, expenses −$1,310, gas −$19.
At current burn you have about 7.4 months of runway.
04 — Everywhere you talk
One Luca, in every chat.
Telegram today. WhatsApp and iMessage next. Wherever you reach Luca, it’s the same employee — same books, same memory, same context.
LucaTelegram · live
Can we afford another $1k/month server?
At current 30-day burn you have ~7.4 months of runway. Adding $1k/month brings that to ~6.1 months, assuming revenue stays flat.
Revenue has grown 3 months in a row, so I’d call it affordable — but I’ll flag it if runway drops under 6.
05 — Security
Read-only by design.
Luca watches your money. It never touches it.
- No private keysLuca only needs public wallet addresses.
- No signingIt can’t approve, send or sign anything.
- No tradingIt never moves, swaps or bridges funds.
- Private booksYour books and corrections are yours alone.
Put Luca to work.
We’re onboarding a small group of on-chain operators — teams, protocols and agents whose wallets do real work. Tell us about yours.
Apply for private betaTakes about two minutes. Base wallets supported today.